Platinum Delta Skymiles Credit score Card from American Categorical Overview – The Greatest Delta Card on the Market?

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Platinum Delta Skymiles Credit Card Review

Platinum Delta Skymiles Credit score Card Overview

American Categorical is the only supplier of Delta co-branded bank cards.  They provide 4 variations of Delta co-branded playing cards: Blue, Gold, Platinum, and Reserve.  Right now we’re going to assessment the Platinum Delta Skymiles card which is one in all their premium playing cards.

Present Signal Up Bonus vs Historic Excessive

The present enroll bonus is:

  • 70,000 Delta Skymiles after $three,000 in spend throughout the first three months
  • 10,000 Medallion Qualification Miles (MQMs) after finishing the minimal spend
  • A $100 assertion credit score after you make any Delta buy throughout the first three months

This supply expires on four/11/2018

The present, elevated supply matches the historic excessive for the cardboard.

CLICK HERE to check this card and different airline rewards bank cards.

Platinum Delta Skymiles Credit Card Review

Bonus Restrictions

Observe that American Categorical at present has a “one bonus, per product, per lifetime” coverage. You’re solely eligible for this bonus when you have not had this card earlier than.

American Categorical does generally have focused gives with no as soon as per lifetime language.  Reviews say individuals are in a position to get the bonus a second time when utilizing these gives.

Incomes Construction

The Platinum Delta Skymiles card by American Categorical comes with the next incomes construction:

  • 2X miles on purchases instantly with Delta
  • 1X miles on all different purchases

Cardmember Perks

The Platinum Delta Skymiles card comes with the next perks:

  • No overseas transaction charges
  • Companion certificates after every anniversary yr
  • First checked bag free when flying Delta
  • Precedence boaring – Zone 1 boarding group
  • 20% off in flight Delta purchases
  • Entry to Amex Gives
  • Secondary automobile rental insurance coverage
  • 10,000 Skymiles and 10,000 MQM’s after spending $25,000 and $50,000 inside a calendar yr

CLICK HERE to check this card and different airline rewards bank cards.

Platinum Delta Skymiles Credit Card Review


The Platinum Delta Skymiles card comes with a $195 annual price which is NOT waived the primary yr.

Signal Up Bonus Worth – $875 ($680 internet)

Delta Skymiles are valued at 1.25 cents a chunk giving 70,000 miles at a price of $875.  The online worth is $680 after taking the $195 annual price under consideration.

This doesn’t embody the $100 assertion credit score that you just obtain after making a Delta buy.  Buying a present card from Delta or a $three can of Pringles on board will set off the total $100 credit score.  Make certain to take that under consideration on your calculations as nicely.


The Platinum Delta Skymiles Credit score Card from American Categorical gives a compelling enroll bonus, a couple of respectable perks, however falls flat on incomes construction.

The 70,000 Skymiles bonus is in the direction of the highest of the market with regards to airline miles enroll bonuses.  Whereas Skymiles might not be as priceless as different mile currencies they aren’t as far aside as they was.  With the rash of devaluations from American and United, Delta has change into extra aggressive with their Skymiles program.

The bonus miles and MQM’s provided as soon as hitting $25,000 and $50,000 in yearly spend is what makes this card engaging to some. It’s by far probably the most priceless perk of the cardboard.  This lets you earn priceless MQM’s when re-qualifying for Delta standing.  The spending bonuses additionally make the cardboard’s incomes charge 1.four miles per greenback in the event you can attain the $25,000 and $50,000 thresholds.

Precedence boarding and the companion certificates are additionally good perks.  Though the companion certificates may be very restrictive and onerous to make use of since it’s based mostly on fare buckets.

Incomes solely 2 miles per greenback on Delta flights actually makes this card uncompetitive on the incomes facet.  There are many playing cards that earn a greater charge on flight purchases, together with the Premium Rewards Gold and Platinum cost card from American Categorical.  Outdoors of going for the MQM’s bonus it doesn’t make sense for anybody to place common spend on this card.

CLICK HERE to check this card and different airline rewards bank cards.

Platinum Delta Skymiles Credit Card Review


Lengthy Time period Preserve or Cancel

You must reply two questions earlier than deciding on whether or not or not this card is a long run keeper.

Are you going for Delta standing and do you want the 20,000 MQM’s that this card can supply?  If sure then this card is a long run keeper.

The second query is do you have got the flexibility to make use of the companion certificates even with it’s restrictions?  If the reply is sure then you possibly can probably make this card a long run keeper.

Watch out with companion certificates although since they make you purchase right into a sure fare class which is most certainly greater priced than you possibly can get reserving it by way of common channels. Be sure to crunch all the numbers first earlier than making a call.

Outdoors of these two cases this card might be not a long run keeper for most individuals.  The shortage of a aggressive incomes construction makes this card unfit for normal spend.  An choice after the primary 12 months could be to downgrade this to the no annual price Blue Delta card, which really has a greater incomes construction.


The Platinum Delta Skymiles card from American Categorical gives a compelling enroll bonus, some good perks for standing hunters, however a lackluster incomes construction.

The 70,000 elevated supply make this card a no brainer to get, that’s sufficient for a a technique ticket in Delta One to Europe.  However the long run prospects are a bit murkier.  In case you want extra MQM’s or discover worth within the companion certificates than this may very well be a long run card for you.  In case you don’t discover worth in these two choices then it could be finest to cancel or downgrade on the finish of the primary yr.

The opposite good half with this supply is the $100 assertion credit score which helps offset the $195 annual price.  The convenience with which you’ll earn the credit score, and the truth that you don’t must spend the total $100 to get it, mainly cuts the annual price in half.

If in case you have not already acquired the bonus for this card, which makes you ineligible for the bonus except you get a focused supply, than this may very well be the proper time with the elevated supply.  The supply has by no means been greater.

As at all times ensure you have a use for Delta Skymiles earlier than making use of. The truth that Delta doesn’t have an award chart makes their valuation murky at finest.  It additionally permits them to devalue this system with out prior discover.


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